To keep your expenses in order, I suggest you prepare a budget.
Here is a list of items you may want to include.
Once you have created your list and see how much you are spending monthly, you may see things you can eliminate like salon visits, etc.
Things That Should Be Included In Your Budget:
Monthly Savings – (I suggest you set aside an amount you can afford to add monthly to your savings account. This will be your emergency fund. This will help cover those unexpected things that may come up.)
Rent or Mortgage
Gas & Electricity
Water & Sewage
Gasoline for Your Car
Bus or Subway Fare
Credit Card Bills
School Loan Payment
Car Loan Payment(s)
Other Loan Payments
“A budget tells us what we can’t afford, but it doesn’t keep us from buying it.” William Feather
You will have to discipline yourself to stick to your budget.