DON’T FORGET THESE ITEMS WHEN PREPARING A BUDGET

To keep your expenses in order, I suggest you prepare a budget.

Here is a list of items you may want to include.

Once you have created your list and see how much you are spending monthly, you may see things you can eliminate like salon visits, etc.

 

Things That Should Be Included In Your Budget:

Monthly Savings – (I suggest you set aside an amount you can afford to add monthly to your savings account.  This will be your emergency fund.  This will help cover those unexpected things that may come up.)

Rent or Mortgage

Groceries

Coffee

Gas & Electricity

Water & Sewage

Gardner

Car Wash

Daycare

Hair Appointments

Nail Salon

Phone Bills

Gasoline for Your Car

Bus or Subway Fare

Credit Card Bills

Monthly Tuition

School Books

School Loan Payment

Car Loan Payment(s)

Other Loan Payments

Entertainment

 

 

Remember:

“A budget tells us what we can’t afford, but it doesn’t keep us from buying it.”  William Feather

You will have to discipline yourself to stick to your budget.

 

EARN A LITTLE EXTRA ON THE SIDE. – – NO FEE TO JOIN.

 

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